Should I take a PIP Deductible?
In short – NO! PIP or personal injury protection benefits are part of the limited no-fault system for motor vehicle crashes in Massachusetts. If you are injured in a motor vehicle crash, unless you die, suffer a fracture, lose a body part or significant function, or a sustain disfigurement, you must incur $2,000 in medical bills in order to file a claim for pain and suffering against the negligent party. See https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter231/Section6D